Buying a Home in Vermont

From your first conversation with a lender to closing day, understanding the process helps you move with confidence in a competitive market.

WHAT TO EXPECT IN TODAY’S MARKET

Buying a home in Vermont requires preparation, timing, and a clear understanding of how the market works. Inventory levels, pricing trends, and competition can vary by town and season — from lakefront properties in the summer to ski-area demand in winter. Working with a knowledgeable Realtor® helps you move quickly when the right opportunity appears and make informed decisions at every step.

The Steps to Buying a Home

Every transaction is different, but the process follows a clear path. Understanding each step helps you stay ahead and avoid surprises.

Realtor Debby Hanley Goes Over Paperwork

Getting Ready

Start with financing and clarity around your goals. This includes connecting with a local lender, reviewing your budget, and identifying your priorities.

Searching & Evaluating

Tour homes, compare locations, and refine your criteria. This is where your understanding of value and lifestyle begins to take shape.

Making an Offer

When the right home comes along, strategy matters. Price, terms, and timing all influence how competitive your offer will be.

Under Contract

Once your offer is accepted, the focus shifts to meeting deadlines and satisfying the conditions of your contract.

Closing & Moving

From inspections and financing to final walkthrough and closing day, your Realtor® helps keep everything on track through the finish.

The Homebuying Journey Starts with Financing

Before you begin your search, understanding your budget and financing options is essential. Getting pre-qualified with a local lender gives you a clear price range and helps you move quickly when the right home becomes available.

East Rise Credit Union

NMLS #446767
(866) 805-6267
Website

Spruce Mortgage

Union Bank

NMLS# 402933
(802) 318-7395

Website

What Today’s Buyers Experience

Most buyers spend several weeks searching, comparing options, and narrowing their choices before making a decision. Understanding this process helps you stay prepared, move confidently, and recognize the right opportunity when it appears. According to the NAR Homebuyers & Seller Report

10 Weeks

Average
Search Time

7 Homes

Average Viewed
Before Purchase

20 Miles

Average
Distanced Moved

What Our Clients Say

Our clients’ experiences speak to the guidance, professionalism, and results we strive to deliver every day. Explore their stories to see how we support buyers, sellers, and relocators across Vermont.

Helpful Tools & Insights for Sellers

Looking for guidance as you prepare your home to sell? These resources can help you take the next step! Click on a resource to learn more about a topic or contact us for additional support.

Sold Homes

Explore a selection of homes recently sold by Coldwell Banker Hickok & Boardman agents.

Thinking About Buying a Home?​

Ready to take the first step toward buying a home? Share a few details below and we’ll connect you with a local expert who understands the market and can guide you through your options. Get personalized recommendations and start your home search with one of our Agents.

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Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this site comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 04/10/2026.

© 2026 Hickok & Boardman, Inc. All rights reserved. Coldwell Banker® and the Coldwell Banker Logo are registered service marks owned by Coldwell Banker Real Estate LLC. Hickok & Boardman, Inc fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each franchise is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affliated with or related to Coldwell Banker Real Estate LLC nor any of its affiliated companies.

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